Vehicle Insurance Question Tucson Arizona AZ
Reader’s Question:
Hi, folks. Here’s my question: Not that I would do it, but can anybody legally drive a car even without insurance? My name is Anthony, and I live in Tucson, Arizona.
Anthony
Tucson, AZ
Now, that is one heck of a question. I hope we don’t have ourselves a future violator in our midst.
To give you the obvious answer to your question: NO, SIR. You can not and should not drive without auto insurance coverage. That’s just downright irresponsible. I hope I’m not starting to sound like your least favorite uncle. Auto insurance protects you and everyone around your car. Believe it or not, it saves you money when or if an accident happens. Besides, almost all, if not all states require motorists to carry auto insurance policies. All states have this law that basically makes sure that you can pay for damages and claims when you figure in an accident whether or not you are insured. But if you do not have sufficient assets, the state will allow you to purchase the allowed minimum insurance coverage.
Insurance are there to protect your assets. They are there so that people don’t have to go after your assets when you figure in an auto accident or when you hit something with your car. If you are really strapped for cash, check the insurance laws of Tucson, AZ. Find out about the minimum amount of insurance that the state allows.
Tags: auto insurance, car insurance
Teen Car Insurance Jacksonville, Florida FL
Reader’s Question:
Hi, I’m planning on buying my kid a car so that I won’t have to bother taking her to and picking her up from school here in Jacksonville, Florida. I was wondering if anyone can give me any advice regarding this???
Malena
Jacksonville, Florida
Hey there, Malena. What exact information are you really asking for? Can’t you go specify and give some examples? In any case, well, if you are going to give your teenage kid driving power there in Jacksonville, Florida, it is definitely going to add up to the premium of your auto insurance policy. But you may be able to cut some costs if you give your kid a car that is the opposite of what she really, really would like to drive because this might make sure that your kid drives really safely. Just one ticket and poof! your kid’s auto insurance rate would go rocket high to god knows what amount. The best cars are, of course, the slower ones so that your kid won’t go overspeeding. Also, used cars are sure to lower the rates of your kid’s auto insurance. And since your kid is a student, you might wanna check out the good student teen driver insurance rates. You will just have to make sure that your kid maintains a B average or above. But that might be some challenge, ey? hehe.
You can also lower your costs if you keep your kid insured under your own policy while, if possible, marking him or her as an occasional driver. And, just ask questions to people and inquire because different auto insurance companies have different quotes for teenage drivers.
Tags: auto insurance, Student car insurance, teen insurance, Young driver car insurance