Reader’s Question:
I live in Nevada and recently got into a car accident. It wasn’t my fault and I have auto insurance, anyway, but the other driver doesn’t. What will happen to the other driver?
George
Carson, NV
Penalties in various states range from license suspension, fines and/or forced compliance to the state’s financial responsibility laws. According to the Nevada Auto Insurance Law, if someone operates a motor vehicle without auto insurance and gets into an accident, then the registration of the car and the license of the driver will be cancelled. The other driver will then be required to present a proof or certification of future financial responsibility if in case he or she gets involved in an accident in the future and is again found to be at fault. The form SR22 will be filed to show that this uninsured driver now has car insurance coverage for his driving privileges to be restored.
The type of coverage that needs to be purchased will be based on the State of Nevada’s minimum insurance requirements. This coverage is called 15/30/10. These numbers stand for fifteen thousand dollars bodily injury coverage for a single passenger and up to a combined total of thirty thousand dollars bodily injury for all passengers involved in the accident. An amount of ten thousand dollars maximum will be allotted for destroyed property. Failure of the other driver to comply with this car insurance requirement may mean complete revocation of the car registration and driver’s license.
Tags: car insurance law, sr22 car insurance, SR22 Form, sr22 insurance

